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All Northwerk Studio
Personal financeIn development

Personal Finance App

Working title, name to be announced

See exactly when you'll be debt-free.

A personal-finance planner built around a week-by-week simulation of your real cash flow. Enter your debts, income, expenses, and goals, and it projects when each debt clears, applying spare cash to the highest-interest (avalanche) or smallest (snowball) balance first. It also tracks real transactions, budgets, and net worth alongside the plan. It is in active development and does not have a public name yet.

Web

WHAT_IT_DOES

Weekly cash-flow simulation

Models your money week by week rather than monthly, so mid-month shortfalls and tight spots show up before they happen.

Avalanche or snowball payoff

Pick a payoff strategy and watch the timeline change as surplus cash is routed to the right balance in the projection.

What-if scenarios

Compare scenarios side by side (a raise, a big one-time expense, a different strategy) and re-run the whole plan instantly.

Real transactions, not just plans

Import bank activity (OFX or CSV), categorize it, and track budgets and net worth against the plan you built.

WHERE_IT_STANDS

In development

The weekly simulation engine, avalanche and snowball strategies, scenario comparison, and bank-statement import all work today. It is a single-user web app, still pre-release.

No public name or launch date yet, and some areas, like richer insights, are still planned rather than built.

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